The EB-5 minimum investment is $800,000 in a Targeted Employment Area (TEA) or $1,050,000 in a standard area. Most Miami new-construction projects in Homestead and South Miami-Dade qualify as TEAs. A conditional green card lands in 12–24 months; full removal of conditions follows after 2 more years.
The EB-5 Immigrant Investor Program lets foreign nationals obtain US permanent residence by investing in a US business that creates at least 10 full-time jobs. The minimum varies by where the investment lands.
The two investment thresholds
- $800,000, if the investment is in a Targeted Employment Area (TEA): rural region or high-unemployment area (≥150% of national average).
- $1,050,000, for standard (non-TEA) investments.
- Real-estate developments in southern Miami-Dade (Homestead, Florida City) typically qualify as TEAs; central Brickell and Sunny Isles usually do not.
Timeline you can plan around
- I-526E petition filed, case-prep ~2–4 months, USCIS review ~12–24 months for TEA set-aside categories.
- Conditional green card issued, 2-year residency clock starts.
- I-829 petition filed (months 21–24 after green card), removal of conditions.
- Permanent green card issued, typically 24–36 months after I-829 filing.
Set-aside categories, the 2026 advantage
The EB-5 Reform and Integrity Act of 2022 created visa set-asides: 20% rural, 10% high-unemployment, 2% infrastructure. As of 2026 these set-asides remain current, meaning faster I-526E adjudication for qualifying projects vs the heavily backlogged unreserved category.
What you should ask any project sponsor
- Is this a TEA designation, and which type (rural / high-unemployment)?
- What's the projected job-creation count per investor unit?
- What's the redeployment strategy if the project finishes before the conditional residency period ends?
- Who is the Regional Center and what's their I-526E approval track record?
“EB-5 is not a passive investment, it's an immigration vehicle. Choose the project on visa security first, return on capital second.”
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