Mortgage · Foreign nationals
Mortgage calculator for foreign buyers
What a Miami new-construction home costs you each month. Foreign-national rates and down-payment thresholds are baked into the defaults.
$
800,000
30% · $240,000
7.5%
30 years
1.2% · $9,600/yr
$
400
Foreign-national lenders usually ask for 30–40% down at 7–8% interest. Defaults reflect the 2026 Miami market.
Total monthly cost
$5,116/mo
Principal & interest$3,916
Property tax (annual)$800/mo
HOA (monthly)$400
Loan amount$560,000
Total interest over the loan$849,616
Total amount paid$1,649,616
Estimate only. Not a credit quote. Actual rates depend on lender, residency status, credit profile and property type.